The Truth About Tree Care Insurance and Homeowner's Liability Risk


As the Property Owner you need to think through your responsibly when you hire a Tree Guy or Company that has No E/L Workers Compensation coverage. This is insurance that, unfortunately, not many Tree Services in the area carry due to the expense and its illegal to not have it !!. Know the Law. Folks Think... don't be fooled by getting the unbelievably cheap price and taking a big risky chance !!. You will be held Liable
Customer satisfaction is our top priority. We carry general liability insurance to protect your property, as well as workers compensation and employer liability for employee safety.
Also did you know most low priced tree services only carry a cheaper Landscapers Insurance ? Landscaper Insurance does not cover big tree removal Only Small ornamental trees, bushes, shrubs and lawn care that's it !. So if the inevitable happens the insurance company will not cover anything for you.
Careful - Did you know ?
License is Not Insurance !
Bonding is Not Insurance !
Research it look it up don't be fooled folks

Real Tree Service insurance coverage is very costly insurance but very necessary and Legally required by the State of Wisconsin.

Most property owners do not realize that if they contract a tree service to do work on their property and do not get confirmation of current and active workers compensation coverage, and a worker is injured while on their property, then they, the home owner becomes liable for the injured tree worker.
Remember the public document recording of an accident incident starts with the responding services !! Ambulance, Police and Fire Department, OSHA, Hospital Emergency Department as they arrive at your property !.

Workers Compensation Employer Liability is law and "Legally" required in the State of Wisconsin for Tree Service Companies.
NO exceptions this is why your employer covers you. It covers injuries that tree service company employees can suffer while at work. This is the ONLY protection you have from liability of someone injured working on your property ! that makes You the Contractor and Responsible for the foreseeable medical costs. Don't take a Gamble


Check for Contractor W/C Coverage Here: Wisconsin Workers Compensation Rating Bureau

WCRB Coverage Lookup Link

or Call by Telephone Phone 262-796-4540
Certificate 1:
Workers Compensation Employer Liability
Insurance W/C Certificate
Certificate 2:
General Liability $2 million aggregate
Insurance G/L Certificate
Commercial Vehicle Liability $1 million each accident
Umbrella Liability $1 million minimum

Rest Assured !
We are Fully Tree Work Insured Company with all required insurance coverage,
State of Wisconsin E/L and Workers Compensation
2 Million Commercial General Liability
1 Million Commercial Equipment
In Summary
The next time you get a proposal for tree work (and especially one that seems too good to be true !), ask to see policy documents for both general liability and workers’ compensation. The low cost service providers generally don’t have both types of insurance and/or have very low policy limits, putting you and your family at risk should an accident happen on your property..
Remember
License is Not Insurance Bonding is Not Insurance